Scan your loan before it bites.
Upload any loan agreement and get a Predatory Risk Score and clear clause warnings in under 60 seconds. Empower yourself with knowledge.
A Simple Path to Clarity
Our process is designed to be straightforward and fast, giving you the insights you need without delay.
Provide your loan contract by uploading a document or pasting its text directly into our tool.
Our AI scans every clause for predatory language, hidden fees, and unfair terms.
Receive a simple risk score, detailed warnings, and clear explanations in seconds.
Exposing Predatory Tactics
We're trained to detect a wide range of red flags that can indicate a predatory loan. Here are some of the most common issues we find.
High APR & Hidden Fees
Exorbitant interest rates and undisclosed charges.
Rollovers & Balloon Payments
Traps that encourage a cycle of debt.
Auto-Debits & Wage Assignments
Clauses giving lenders direct access to your money.
Arbitration & Legal Waivers
Terms that strip you of your right to sue.
LoanGuardian AI provides educational analysis only. It is not a substitute for legal or financial advice. We do our best to identify potential risks, but our analysis may not be complete or fully accurate for every contract. Always consult a qualified professional, like a lawyer or financial advisor, before signing any legally binding agreement.